Auto & Casualty
At Global Assurance, we are committed to providing comprehensive advisory services to help our clients analyze, identify, and manage risks that could threaten their financial stability and business continuity.
Our purpose is to design tailored protection programs for each client, focused on safeguarding:
Company Assets:
Fire / Multi-Peril Property Insurance
Cybersecurity & Data Protection:
Cyber Insurance, Data Breach Protection, Digital Content Loss
Commercial Crime:
Commercial Crime Insurance, Employee Dishonesty Coverage
Directors & Officers (D&O)
Third-Party Property Damage Caused by the Company:
General Liability, Product Liability, Contractors & Suppliers Liability
Professional Services Liability:
Professional Indemnity Insurance
Goods in Transit:
Cargo & Transportation Insurance
Engineering Lines:
Electronic Equipment, Machinery Breakdown, Contractor’s Equipment
Miscellaneous Lines:
Money & Securities, Contents Theft, Glass Breakage
Personal Lines:
Home Insurance
We support our clients with
specialized advisory throughout the entire claims process:
Claims Reporting to the Insurer
We contact your insurer directly to report the details of the incident.
Information Collection and Review
We guide and assist you in gathering the information requested by the insurer to process your claim.
Review of Proposed Indemnity Amounts
Our team of specialists will validate the proposed amount for indemnity.
Delivery of the Corresponding Indemnity
We accompany you until the compensation is received, offering guidance and relevant information throughout the process.
Frequently Asked Questions
No. All insurance policies have limits and exclusions, which are specified in the policy terms.
- A property insurance policy covers damage caused by external factors such as fire, flooding, natural disasters, theft, or glass breakage. In the event of a claim, the insured receives compensation for partial or total loss of the covered property.
- A liability insurance policy also covers the insured’s civil liability in the event that third-party claims arise due to damages caused.
- Hurricanes: Deductibles are a percentage of the insured property value, typically ranging from 1% to 5%.
- Earthquakes: Deductibles range between 2% and 20% of the replacement value of the home, depending on the location.
